Winter’s very much here in the Upper Midwest, and with the subfreezing temperatures and no shortage of frozen precipitation falling, it can certainly be a dicey season to take to the roads. Having the right auto insurance coverage is of paramount importance all year round, of course, but there’s no question winter brings some of the most hazardous driving conditions in the Cloquet area, so you definitely want to be adequately protected by your policy. That’s where we can help here at Brittany Olson Insurance Agency LLC.

Winter Driving Hazards in the Cloquet, MN Area

We don’t have to tell you that Old Man Winter can be heavy-hitting in the Cloquet area. After all, the town lies on the southern fringe of the snowiest part of Minnesota: the far northeast, including the North Shore Highland. We see an average of just north of 70 inches of the white stuff every year. And, meanwhile, below-freezing average daily high temperatures are the norm December through February.

Winter driving hazards include the obvious traction nightmares of slippery snow and ice, including dreaded, near-invisible black ice as well as the glaze that freezing rain can produce. Thick-falling or even simply wind-blown snow can also bring visibility down to next to nothing, heightening the risk of collisions, getting stuck, or going off the road.

Winter Driving & Auto Insurance

From the bare-minimum liability insurance required by Minnesota state law to collision and comprehensive coverages, it’s important to protect yourself as fully as possible with a well-chosen auto insurance policy.

Remember, too, that a safe-driving record maximizes your probability of landing an optimal insurance policy. Be a cautious driver in wintertime, maintaining a greater stopping distance behind vehicles in front of you to account for the trickiness of icy, wet, or snow-covered road surfaces. Make sure your headlights are kept clear of snow to improve the visibility of your vehicle. And slow down when roads are slippery and/or snowfall is occurring.

Here at Brittany Olson Insurance Agency LLC, we’re proud to serve customers throughout the Cloquet, MN area with top-quality auto insurance. Get in touch with our team today to explore your options!