Commercial Insurance in Minnesota

As a responsible business owner, you probably understand the importance of protecting your business and your employees. One of the most effective ways is to purchase commercial insurance. Commercial insurance, also known as business insurance, protects businesses and business owners against different financial losses. Here is what you need to know about this insurance if you are thinking of purchasing it:

What Should You Know About Commercial Insurance?

  • There are four basic types of commercial insurance, including the following: general liability insurance (covers property damage or bodily injury), building and contents coverage (for building and the protection of their contents), commercial auto insurance (covers cars that a business uses for commercial purposes), and workers' compensation insurance (pays for medical bills of employees injured at the workplace)
  • Certain factors determine the cost of commercial insurance. They are the type of business and industry, location, claims history of a business owner, risk level, number of employees, and others.
  • In order to choose the right policy addressing your insurance needs, you should compare several policies, think about the amount of deductible, and not forget to review your current insurance plan every year to make sure that it still fits your needs.

Britany Olson Insurance Agency LLC - Insurance Agency You Can Count On

Do you operate a business in Minnesota, and do you want to protect it and your employees? Contact Brittany Olson Insurance Agency LLC in Cloquet, MN for all types of insurance, including commercial insurance. Our experienced and knowledgeable insurance agents will help you find a perfect insurance plan based on your insurance needs and budget. If you have any questions about insurance options, or you want to know more about our insurance agency, feel free to visit our office or call us.

While our office is located in Cloquet, MN, we serve all across Minnesota and Wisconsin.