Brittany Olson Insurance Agency LLC, serving residents in the greater Cloquet, MN area, knows how important home insurance is, as it helps to protect the investment that you have made in your home. However, many people do not fully understand what is covered by and what is excluded by their home insurance policy.
We want to help answer any and all questions you have about home insurance. One of the things that people often wonder about is the siding on their homes. Read on to learn more about whether home insurance covers siding problems.
Does Home Insurance Cover Siding Issues?
Home insurance may or may not cover siding issues, depending on what caused the damage to your home’s siding. If the damage to your siding was covered by an included event, such as a large hail storm or a pipe suddenly and unexpectedly bursting in your home, any damage to the siding caused by that event will be covered.
If the siding damage was caused by an excluded event, such as a river bank spilling over its banks and flooding your home, the damage to your siding will not be covered by your home insurance policy.
Lastly, if your siding is damaged by wear and tear, age, or improper maintenance or upkeep, the siding damage will not be covered by your home insurance policy.
Contact Us Today
At Brittany Olson Insurance Agency LLC, serving residents in the greater Cloquet, MN area, we know just how important it is to have a home insurance policy that offers you the protection and coverage you need. Our team can sit down with you, answer any questions you have, and help you to find the policy that is ideal for your needs. Get in touch with us now to schedule an appointment.